Over the last few months I have visited and talked to several past clients and referrals about the hardships that they are facing and the possibility of them losing their home. When the economy drops it brings other issues into peoples lives: illness, loss of jobs, separation, etc. I wish my visits were under better circumstances. I can't help much except to offer my time and support for what you are going through. And when it comes to options about your home, I can certainly offer my professional opinion.
I decided to write this after finding out from a past client that the bank foreclosed on their home. They were too embarrassed to call me to seek advice when they missed their first mortgage payment. They didn't know what options were available to them and decided to just give the house back to the bank. The sad thing is, they actually had equity in that home--About $60,000 in equity. Money that they certainly would have not all lost if they knew what steps to take to protect it.
When faced with the possibility of losing your home, please call me. There are several options to consider. Don't wait until after you have missed a payment. Call me when you think you may miss a payment. This will give you some time to consider the options and make a decision. We may not be able to save your home but we can certainly find ways to help reduce the waiting period for you to get another home in the future.
I'm here to help! (503) 310-4612
